How to Apply for a Paytm Credit Card from HDFC Bank with Bobgametech.com

Paytm is one of the most popular digital payment platforms in India, offering a range of services such as mobile recharge, bill payment, online shopping, money transfer, and more. Paytm also offers various financial products such as loans, insurance, mutual funds, and credit cards.

One of the credit cards that Paytm offers is the Paytm Credit Card from HDFC Bank. This is a co-branded credit card that provides a host of benefits for Paytm users, such as cashback, discounts, rewards, and more. In this blog post, we will tell you how to apply for a Paytm Credit Card from HDFC Bank with bobgametech.com, a website that simplifies the application process and helps you get approved faster.

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What is Bobgametech.com?

Bobgametech.com is a website that helps you apply for a credit card from HDFC Bank in a simple and quick way. All you need to do is to download the Paytm app on your device and follow these simple steps:

• On the main screen, navigate to the Loan & Credit Card section.
• Choose Paytm Credit Card Loan.
• Fill in your personal and professional details.
• Upload your KYC documents such as Aadhaar card, PAN card, etc.
• Choose the credit card that suits your needs and preferences.
• Submit your application and wait for approval.

Bobgametech.com will verify your details and documents and send them to HDFC Bank for further processing. You will receive an SMS or email notification about the status of your application within a few days. If approved, you will receive your credit card by courier at your doorstep.

What are the Benefits of Paytm Credit Card from HDFC Bank?

The Paytm Credit Card from HDFC Bank is a great option for Paytm users who want to enjoy the convenience and benefits of digital payments. Some of the benefits are:

• You can get up to 5% cashback on every transaction made on Paytm app or website, such as recharge, bill payment, online shopping, etc.
• You can get up to 10% discount on select merchants and categories on Paytm Mall, such as electronics, fashion, groceries, etc.
• You can earn reward points on every transaction made with your credit card, which can be redeemed for vouchers, gift cards, or cashback on Paytm app or website.
• You can enjoy complimentary lounge access at select airports in India and abroad.
• You can avail of zero-cost EMI facility on purchases above Rs. 3,000 on Paytm app or website.
• You can get free insurance cover for accidental death, air accident, fire and burglary, and purchase protection.

What are the Eligibility Criteria and Fees for Paytm Credit Card from HDFC Bank?

To apply for a Paytm Credit Card from HDFC Bank, you need to meet the following eligibility criteria:

• You must be an Indian citizen or resident.
• You must be at least 18 years old.
• You must have a regular source of income.
• You must have a good credit score and history.

The fees and charges for the Paytm Credit Card from HDFC Bank are as follows:

• Joining fee: Rs. 500 (waived if you spend Rs. 50,000 in the first year)
• Annual fee: Rs. 500 (waived if you spend Rs. 1.5 lakh in the previous year)
• Interest rate: Up to 3.49% per month
• Cash advance fee: 2.5% of the amount withdrawn or Rs. 500, whichever is higher
• Late payment fee: Up to Rs. 950 depending on the outstanding balance
• Over limit fee: 2.5% of the over limit amount or Rs. 500, whichever is higher

How to Use Your Paytm Credit Card from HDFC Bank?

Once you receive your Paytm Credit Card from HDFC Bank, you can activate it by following these steps:

• Log in to your Paytm app or website with your registered mobile number and password.
• Go to the Loan & Credit Card section and select your credit card.
• Enter your CVV number and expiry date printed on your credit card.
• Set your PIN number and confirm it.
• Your credit card is now activated and ready to use.

You can use your Paytm Credit Card from HDFC Bank for online and offline transactions at any merchant that accepts Visa cards. You can also use it for contactless payments by tapping it on NFC-enabled terminals. You can view your credit card details, transactions, statements, rewards, offers, and more on your Paytm app or website.

You can also pay your credit card bill using your Paytm app or website by following these steps:

• Go to the Loan & Credit Card section and select your credit card.
• Choose the Pay Now option and enter the amount you want to pay.
• Select your preferred payment method, such as Paytm wallet, UPI, debit card, net banking, etc.
• Confirm your payment and receive a confirmation message.

You can also pay your credit card bill using other methods, such as cheque, cash, NEFT, RTGS, etc. You can find the details of these methods on your credit card statement or on the HDFC Bank website.

Conclusion

The Paytm Credit Card from HDFC Bank is a smart and convenient way to make digital payments and enjoy various benefits. If you are a Paytm user and want to apply for this credit card, you can use bobgametech.com to simplify the process and get approved faster. Just download the Paytm app and follow the steps mentioned above to get started. Happy shopping!